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A tech startup is a company whose purpose is to bring technology products or services to market. These companies deliver new technology products/services or deliver existing technology products/services in new ways.
These companies, generally newly created, are in a phase of development and research for markets. Many consider startups to be only tech companies, but as technology is becoming a normal factor, the essence of startups has more to do with innovativeness, scalability and growth.
Financial Technology is technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.
Financial technology companies consist of both startups and established financial institutions and technology companies trying to replace or enhance the usage of financial services provided by existing financial companies.